PUBLICATIONS & COMMENTARY

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International Risk Management Institute, Inc

http://www.irmi.com/expert/authors/ryles.aspx

Underwriting and Claims: Time To Become Friends?

(October 2009)

The War on Fraud: Pitfalls in Public-Private Partnerships

(August 2009)    

Are State Insurance Regulators Prepared To Objectively Fight Fraud? A Case Study

(April 2009)

Fraud and Abuse or Abuse of Fraud: Do Insurance Antifraud Laws Tip the Scales against Insureds?

(February 2009)

Disclosing Policy Limits in Liability Claims: A Landmine for Bad Faith

(October 2008)

Insurer's Duty at the Outset of a Personal Lines Claim

(September 2008)

Why Insurance Companies Should Bear—Not Manage—Risk

(April 2008)

Further Comments on Katrina-Related Coverage Disputes 

(September 2007)

Hazards of Relying on Computer Technology in Claim Settlements

(April 2007)

Insurance Agent Liability in Katrina Litigation

(January 2007)

Leonard v. Nationwide Insurance Company: Victory or Trojan Horse for Insurers in Katrina Litigation?

(October 2006)

Dissecting Problems in Association Health Insurance Policies 

(June 2006)

Marketing Health Insurance through "Trusteed Groups" 

(March 2006)

How To Recognize and Avoid Health Insurance Fraud 

(January 2006)

Georgia Supreme Court Stalls Motor Club Plans

(September 2005)

Probing the Gaps in GAP Insurance

(June 2005)

Household, Family, and Other Problems in Homeowners Policy Language 

(March 2005)

Who Really Lives (or Doesn’t) in Your Household?

(January 2005)        

"How The Insurance Commissioner Views The No-Fault Bill,"  in Georgia Trial Lawyers Association, Life After No-Fault  (Atlanta, GA: Continuing Legal Education Series, October 4, 1991), pp. 49-63

The Death Spiral : It's Time to Kill It.  RHA Review, Dallas, TX, (Vol. 4, No.1, 1997)

Why Choice No-Fault Fails.  Law Reporter: Journal of the Consumer Lawyers of Hawaii, (July, 1997) 

National No-Fault Insurance - No Bargain For U.S. Drivers  BridgeNews Forum: A Series of Viewpoints on Government Regulation, (July, 1998)  

Old South/New South Party Coalitions and the Mattingly-Fowler Senate Race, Election Politics (Spring, 1988)

"Issues In Auto Insurance Affordability: Legislative Solutions," National Conference of State Legislatures, Las Vegas, 1998

"Auto Insurance Rate Setting Principles and Underwriting Practices," NATLE/ATLA Conference, Hilton Head, SC, 1998 

"Why S. 627 Won't Lower Auto Insurance Rates." Written and oral testimony to U.S. Senate Commerce Committee, 1998

"Non-File Insurance." Written and Oral Testimony to South Carolina Senate Committee on Commerce & Industry, October, 1998

 "The Case for Non-File Insurance: Issues and Answers." Written and oral testimony to the Consumer Finance Study Committee, South Carolina General Assembly, October, 1998.