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"How The Insurance Commissioner Views The No-Fault Bill," in Georgia Trial Lawyers Association, Life After No-Fault (Atlanta, GA: Continuing Legal Education Series, October 4, 1991), pp. 49-63
The Death Spiral : It's Time to Kill It. RHA Review, Dallas, TX, (Vol. 4, No.1, 1997)
Why Choice No-Fault Fails. Law Reporter: Journal of the Consumer Lawyers of Hawaii, (July, 1997)
National No-Fault Insurance - No Bargain For U.S. Drivers BridgeNews Forum: A Series of Viewpoints on Government Regulation, (July, 1998)
Old South/New South Party Coalitions and the Mattingly-Fowler Senate Race, Election Politics (Spring, 1988)
"Issues In Auto Insurance Affordability: Legislative Solutions," National Conference of State Legislatures, Las Vegas, 1998
"Auto Insurance Rate Setting Principles and Underwriting Practices," NATLE/ATLA Conference, Hilton Head, SC, 1998
"Why S. 627 Won't Lower Auto Insurance Rates." Written and oral testimony to U.S. Senate Commerce Committee, 1998
"Non-File Insurance." Written and Oral Testimony to South Carolina Senate Committee on Commerce & Industry, October, 1998
"The Case for Non-File Insurance: Issues and Answers." Written and oral testimony to the Consumer Finance Study Committee, South Carolina General Assembly, October, 1998.
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